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Life Insurance

life insurance

Why you need life insurance
At Clark Insurance we know that planning for your family's future is important to you. We want you to have the peace of mind that life insurance can offer. Proper planning for the untimely death of either spouse can give the surviving spouse and children the future you want them to have. Life insurance provides immediate financial assistance through tax-free proceeds.



Undertanding Life Insurnace
There are two basic types of life insurance available to help protect the financial stability of your family.

Term Insurance
Traditional term insurance provides guaranteed protection for a specified time period and typically only pays a benefit if you die during that period. Term periods can range from one to 30 years. Term insurance is used most often when you:



Permanent Life Insurance
Permanent life insurance combines a death benefit with a cash value that grows tax deferred over time. There are two types of permanent life insurance, called Whole Life Insurance and Universal Life Insurance. These policies are utilized when you:




Talk to a Clark Insurance Agent today about the best life insurance policy for you and your family.